Are you looking for Retirement Protection Advice in Codsall?
When in retirement some of our clients find that their need for protection policies are no longer required, but for many, this is not the case.
Our clients often find that they haven’t saved enough for their retirement or that their household income is heavily biased in favor of one partner.
Should this be the case, the surviving partner will be left with a lower level of income than required to fund their expenses in retirement.
At Howard Wright as part of our retirement planning process, we review your protection requirements and provide recommendations based on your needs. Our goal is to make sure you and your family are as secure as possible in your retirement and that you don’t have to worry about the loss of income to your household when you or your partner passes away.
If you also have an Inheritance Tax Liability and you would like to mitigate this as much as possible, we will also review this as part of our retirement planning process.
Private Medical Insurance
Private Medical Insurance is designed to fully / partially meet the costs of private medical treatment for you and your partner. This can reduce treatment waiting times and potentially give you access to more specialist treatments.
Should you be interested in Private Medical Insurance, our Advisers will be able to recommend the most suitable policy for you.
Trust Documentation is essential as this ensures that policy benefits are efficiently paid to the right individuals and avoiding the need for probate and potential Inheritance Tax.
At Howard Wright, we can help you with the implementation of Trusts should you not have them in place, to ensure your assets and benefits are passed quickly and efficiently to your chosen beneficiaries.
What to do next?
To start your retirement protection planning today, with one of our Chartered financial planners based in Codsall. You can call our office on 0345 688 4939 or email us at [email protected] we will be more than happy to help you in any way possible and look forward to hearing from you.
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