Are you looking for Retirement Estate Planning In Codsall
Our dedicated team of Chartered Financial Planners, based in Codsall are Estate Planning experts.
At Howard Wright, we have helped many families in Codsall achieve their goal of successfully managing their Estate as efficiently and securely as possible.
We believe that serious consideration and financial planning must be taken when looking to plan your estate and financial affairs.
The earlier you start your Estate Planning the more successful it will be. Our initial Estate Planning process is to review the following areas.
Many people believe that their spouse or next of kin will inherit the whole of their Estate automatically, this is not the case. For this to happen you will need a completed Will to disclose how your assets are to be distributed, when you pass away.
At Howard Wright as part of our Estate Planning process, your Adviser will review any existing Wills you have in place. Should you not have a Will or require changes to your current one, our fully qualified Will Writers can draft new Wills and make amendments for you.
Powers of Attorney
Often overlooked Powers of Attorney, both Health and Financial are crucial to Planning your Estate properly.
A Powers of Attorney is a chosen individual by yourself, who you would like to manage your financial affairs on your behalf, should you not be able to do so.
This can be for many reasons such as ill-health, a life-changing accident, the loss of mental capacity, or death. Powers of Attorney gives you peace of mind that should the worst happen to you, your chosen Attorney or Attorneys can manage your estate.
At Howard Wright, as part of our Estate Planning process, we will help you in the completion of these forms.
Free Initial Consultation
To start your Estate Planning today, with one of our Chartered Financial Planners based in Codsall. You can call us on 0345 688 4939 or fill in our enquiry form below it only takes 20 seconds to complete.
Once you have done this one of our advisers will then contact you, as soon as possible to start our Estate Planning process. We look forward to hearing form you.
Retirement Options Report
Our inheritance Tax options report provides an overview of your Inheritance Tax Liability today and your future Inheritance Tax liability. Within this report, your Adviser will provide you with recommendations as to how you can legally minimize your Inheritance Tax liability.
The report will review the following areas.
- Inform you of the allowances and exemptions you have available
- Considerations of redistributing assets
- Assess your ability to gift capital and how this would affect your retirement income, today and in the future
- Inform you of the available Trusts for you to use
- Provide Life insurance quotations and inform you on how much this would cost to cover your inheritance tax liability when you pass away
To start your Estate Planning today, with one of our Wolverhampton based Chartered Financial Planners. You can call us on 0345 688 4939 or fill in our enquiry form below it only takes 20 seconds to complete.
Once you have done this one of our Chartered Financial Planners will then contact you as soon as possible, to book your free initial consultation, discuss your requirements and start our Estate Planning process. We look forward to hearing from you.
Retirement Options Report
To help simplify the process of retirement planning we will prepare a retirement options report which will explain all of the options available to you, from guaranteed incomes known as annuities to investment linked approaches known as drawdown.
One of our Chartered Advisers, will guide you through the report discussing all of the advantages and disadvantages, helping you to truly understand the option or combination of options that will work best for you and your family in retirement.
Our Chartered Advisers will then recommend and implement a suitable product or range of products for turning your pension savings into a pension income, designed to meet your retirement needs and objectives.
“Gareth and the team have dealt with all of my families financial matters for many years now. The information is accurate, concise and easy to understand. I would not hesitate in recommending their service whole heartedly”
“HW supported and advised us on all our pension, investment and inheritance concerns. As a result we completely changed direction. We couldn’t be happier”