Family Protection




Prior to retirement, protecting your family in the event of ill health and death is a high priority.

Your financial plan will review any existing personal arrangements along with those provided by an employer to identify any shortfalls you may have within your protection requirements.


Life Assurance

Life assurance can provide a lump sum or a regular source of tax-free income for a pre-determined period in the event of death, or in some cases serious illness.

This can cover any liabilities you may have such as a mortgage, school fees or to replace the lost income to the household.

Some providers allow the option of a lump sum to be paid in the event that you suffer a ‘critical illness’, this can be in conjunction with life cover or as a standalone policy.


Income Protection

In the event of you being unable to work, an income protection policy can provide up to 75% of your gross income, tax free from when your employers sick pay ceases, until you are able to return to work or your stated retirement age.


Private Medical Insurance

Private Medical Insurance is designed to fully / partially meet the costs of private medical treatment for you and your family. This can reduce treatment waiting times and potentially give you access to more specialist treatments.


What to do next?

To discuss your protection options with one of our Chartered Advisers, you can call us on 0345 688 4939 or fill in our enquiry form below, it only takes 20 seconds to complete.

Once you have done this one of our Chartered Financial Planners will then contact you as soon as possible, to discuss your circumstances and arrange your free initial Consultation. 

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