Our Team



Mike Richards

Mike Richards

Chairman Chartered Financial Planner APFS

Mike joined Howard Wright at the age of 17 almost 40 years ago and his goal then was the same as it is now to provide first class advice to our clients and their families.

As the business owner Mike also wanted to ensure that the same career opportunities that he had are available for everyone working at Howard Wright today.

You can see from the profiles and the positions held within the business that this has certainly been achieved. The Howard Wright team is young, dynamic and highly qualified.

With this level of succession planning in place, Mike has succeeded in creating a business that will service our clients and their families for many generations to come.

Mike’s main focus is now developing the business further and is always open to new opportunities. Outside of the office Mike enjoys a round of golf and spending time with his family.

Gareth Robinson

Gareth Robinson

Managing Director Chartered Financial Planner FPFS BSc (Hons) Cert SMP

Gareth has been with Howard Wright since 2002. Initially Gareth joined as an undergraduate from Aston University and then made the decision to join Howard Wright permanently as soon as he had graduated.

Gareth is a Fellow, the highest qualification in the industry. He also chairs our investment committee and played a key role in the development of our investment proposition.

Gareth has been Instrumental within so many areas of the business and was made Managing Director in 2015.   

Outside the office Gareth enjoys spending time with his family and watching his beloved Barcelona FC.  

Natalie Everson

Natalie Everson

Operations Director Chartered Financial Planner APFS (Hons) Certs CII (MP & ER)

Natalie joined Howard Wright in 2001 as an undergraduate from Aston University and is the trailblazer for every undergraduate, graduate and apprentice joining our team.

This set a precedent within our business and the creation of our training programme of which we are very proud of.

Natalie plays a key part in the day to day management of the business, whilst servicing both private and corporate clients. Natalie is a Chartered Financial Planner and our Operations Director.

Outside of work Natalie loves to spend time with her daughter and also enjoys long walks in the Shropshire hills.

Jo Richards

Jo Richards


Jo has always been a key part of Howard Wright, working alongside Mike and the team to build the business to where it is today.

Business development has always been a priority for Jo ensuring that Howard Wright continues to grow and develop for many years to come.

Jo is also responsible for managing the Howard Wright Apprenticeship Scheme ensuring that there is a clear career path and a constantly developing team for future generations to come.

Away from the office Jo is also involved with many other projects from organising events, live production and the annual film festival at BAFTA.  

Jo has a love for running and can be found coaching young athletes at Wolverhampton & Bilston Athletics Club.

Ashley Smith

Ashley Smith

Director Chartered Financial Planner APFS BA (Hons) Cert CII (MP & ER)

Ashley joined the team in 2010, since then he has worked his way up through the ranks of the business to become a Senior Consultant and qualified to the level of a Chartered Financial Planner within 5 years.

Ashley is also a member of our investment Committee, he works alongside our team to constantly develop the portfolios. 

Ashley has a varied portfolio of Clients looking after both Private and Corporate. A new challenge for Ashley has been business development which he has really enjoyed.

In his spare time Ashley enjoys being with his family and working on his fitness in the gym.    


Stephen Cook

Stephen Cook

Chartered Financial Planner FPFS BA (Hons) Cert CII (MP & ER)

Stephen joined the team in 2009 as an undergraduate from Nottingham Trent University. Stephen then returned to Howard Wright as part of our Trainee Consultant programme.   

Stephen certainly didn’t shy away from exams and has risen to the position of Senior Consultant and is also a Fellow of the Chartered Insurance Institute.

Stephen is loved by his clients and the team, he is also one of our Will Writers and works on our investment committee. Stephen’s main job role is providing ongoing advice to our Corporate and Private Clients.

Outside of work Stephen enjoys spending time with his family, playing football and improving his golf handicap.    

Liva Skulme

Liva Skulme

Compliance Manager & Chartered Financial Planner APFS, Certs CII (MP & ER)

Liva joined the team in 2014 as an apprentice and has progressed from Administrator, Para-planner and to her most recent promotion, of Compliance Manager.

Liva has worked tirelessly to achieve her Chartered Status, something we as a firm are very proud of.

Liva provides crucial support to our admin team and our Consultants. Liva is also a member of our Investment Committee, at Howard Wright we are really excited to see Liva to progress even further within her latest promotion.


In her spare time she enjoys perfecting her own recipes and travelling to see as much of the world as she can.   

Adam Dawes

Adam Dawes

Consultant DipPFS Cert CII (MP)

Adam joined the Howard Wright team in 2012 and has developed his skills over the years to become a Consultant.

Adam’s goals are to further develop his skills and analysis, provide new opportunities and to develop and service our Corporate Clients.

Adam is also a member of our investment Committee and is a fully qualified Will Writer.

Outside of work you will often see Adam at  the Molineux supporting his team Wolverhampton Wanderers or with his three Cocker Spaniels. 

Tom Richards

Tom Richards

Marketing / Business Development

Tom joined the team in 2016 as an apprentice to study Business development and Administration.

Since completing his Apprenticeship, Tom’s job role is now focused on Business development and Marketing. Tom really enjoys the marketing side of the business, finding new Clients and seeing how our advice changes clients lives for the better. 

Outside of the office you will find Tom either at the Molineux or playing gigs throughout the West Midlands.  

William Rees

William Rees

Consultant BA (Hons) DipPFS Cert CII (MP)

Will joined Howard Wright in 2017 as an apprentice and as part of the administration team.

Will is now focused on his exams and is working towards becoming a Chartered Consultant.

Outside the office Will enjoys cooking and regularly partakes in tough mudders.

Angela Evans

Angela Evans

Accounts Manager Cert Ed BA (Hons) MA

Angela joined the team in 2004 after working in higher education. Ange’s primary role is managing the accounts, payroll and analysis.

Outside of work Angela loves to keep active through her swimming and gardening.

Romana Koutna

Romana Koutna


Romana has been with Howard Wright since 2007, as part of our administration team with her goal of a paperless office getting ever nearer.

Outside of work Romana enjoys travelling especially discovering the English countryside through her love of walking and hiking.

Abi Graves

Abi Graves


Abi joined the team in 2017 as an apprentice and as part of the administration team. Since completing her apprenticeship Abi now works alongside our Consultants and is studying for her next level of exams.

In Abi’s spare time she enjoys spending time with her family and friends.   

Jenny Downes

Jenny Downes


Jenny has been at Howard Wright since 1994, working in our administration department providing support to our Consultants.

Outside of work Jenny enjoys spending time with her family who all have a passion for cricket,  spending lots of time at Codsall Cricket Club and county competitions.

What to do next?

To discuss your circumstances with one of our Chartered Financial Planners, you can call us on 0345 688 4939 or fill in our enquiry form below, it only takes 20 seconds to complete. 

Once you have done this one of our Chartered Financial Planners will then contact you as soon as possible, to discuss your circumstances and arrange your free initial Consultation.

Client Stories 

To see how our advice helps our Clients, click here to see our Client stories page. 

“Gareth and his team really know their stuff. We would not go anywhere else for financial advice. Both their customer service and the financial performance of our pension would be very hard to beat. Thanks to the whole team for being brilliant :-)”

“I have received excellent service and advice from Howard Wright. The team are most helpful and always polite and efficient. I would have no hesitation in recommending this company”

“My husband Paul and I have been dealing with Howard Wright for many years Ashley we treat as a friend and today we found another friend Adam these people are professional to the core if you need people to look after you hard earned assets these are the guys What a Team”


Contact Our Team

Call Us

Visit Us

6 Oaktree House
Oaktree Rise

Howard Wright Enquiry Form

Start planning your financial future today.

Call us on

0345 688 4939