Looking for a Financial Adviser in Bridgnorth?
We are based just off the main Bridgnorth Highstreet and provide financial advice to a wide range of Clients in and around the Bridgnorth area and throughout the West Midlands.
What We Do
We are a firm of Chartered Financial Advisers, focused on helping you understand and plan for your financial future. We act on your behalf in advising you on investments, non-investment insurance contracts, first charge mortgages and consumer and business buy-to-let mortgages.
Shortfall Analysis & Financial Plan
We will work with you to produce a personalised financial plan which covers the areas of financial services relevant to your age, financial position and objectives. There will be no charge for the initial analysis which includes, but is not limited to the following areas;
Pre – Retirement Planning
- Discussion of when you wish to retire and the minimum / desired income you will need in retirement.
- Discuss any other short / medium / long term savings requirements, such as school fees.
- Review the amount of state benefits you will be entitled to and when these will be paid.
- Review your existing retirement provisions in terms of contributions and existing arrangements.
- Highlight any shortfalls in your provisions and make recommendations to address these shortfalls.
At – Retirement Planning
Provide an overview of the income that your financial arrangements can provide.
Review your main retirement options, with bespoke illustrations based on your circumstances.
Analyse the options available to you, in terms of income provision / death benefits / value for money.
Review your existing Wills and Powers of Attorney if these are already in place.
If these are not in place, we will highlight the implications of not having a Will and Powers of Attorney.
Provide an overview of your potential inheritance tax liability and the options available to mitigate this. Review your financial arrangements if you have any in place, to see if the correct trust’s and expression of wish documents have been completed.
Highlight the financial impact of death or being unable to work due to long term or critical illness.
Review any existing arrangements you have in place, including potential employee and state benefits.
Highlight any shortfalls in your protection provisions and make recommendations to address these.
Review your Mortgage to make sure it’s the most suitable mortgage for you. If you require a mortgage for a new property purchase / increasing your borrowing this will also be reviewed by your Financial Adviser.
Free Initial Consultation
To book your free initial consultation with one of our Chartered Financial Planners, call our Bridgnorth office on 0345 688 4939 or you can email us at [email protected]
We will then contact you as soon as possible, to discuss our early retirement planning process and how we can help you achieve your objective.
Our Chartered status, the gold standard of the industry, is an assurance that we operate to the highest standards within the industry.
We are open from 9:00 am till 17:00 pm every weekday and are facilitating virtual meetings, to keep our Clients and Team safe, as per the government guidelines.
We look forward to hearing from you and seeing how we can help.
“Eleven years ago I retired and not being financially educated I was faced with what was the legal and financial implications in accessing my retirement fund. Initially it was panic stations with the plethora of options and pitfalls to overcome.
At this point I was introduced to the Howard Wright Organisation that was very local. My first meeting quickly unravelled the options available, and without any external pressure I was able to make my decision concerning a Draw Down Option.
Considering the volatile market and financial nightmares over these past 11 years my decision has been proved correct. They have protected my fund and allowed me to sleep at night by operating a brilliant flexible system that continually updates me, plus a brilliant start of year meeting so I can assess the way forward for any upcoming period.
We are so pleased with the outcome that when my wife retired she went along the same route”