Retirement Protection In Cheltenham
Looking for retirement protection advice in Cheltenham?
When in retirement, many of our clients find that their need for protection policies is reduced or simply non-existent. For others, the protection requirements are as, if not more, relevant than ever.
This is usually the case where spouses are dependent on each other for their retirement income. Whist clients may have saved sufficient to meet their income requirements whilst both alive, they have not always considered the impact of either passing away especially if the household retirement income is heavily biased in favour of one partner.
As part of our retirement planning process we review your protection requirements and give recommendations based on your needs. At Howard Wright, our goal is to make sure you and your family are as secure as possible in your retirement and that you don’t have to worry about the loss in income to your household when you or your partner passes away.
As you age, other considerations also come to the forefront such as estate planning, estate preservation and inheritance tax planning. As holistic financial planners, this will also be reviewed as part of our retirement process.
Private Medical Insurance
Private Medical Insurance is designed to fully / partially meet the costs of private medical treatment for you and your partner. This can reduce treatment waiting times and potentially give you access to more specialist treatments.
Trust documentation is essential as this ensures that the policy benefits are paid to the right individuals in an efficient manner and avoiding the need of probate and potential Inheritance tax.
At Howard Wright LTD we can help you with the implementation of Trusts in Cheltenham.
What to do next?
Our Chartered status the gold standard of our industry, is an assurance we operate to the highest standards and provide the most suitable advice to you.
To start your retirement protection planning today, with one our Cheltenham based Charted Financial Planners, you can call us on 0345 688 4939 or email us at [email protected] we will be more than happy to help you in any way possible and look forward to hearing from you.
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