Looking for Life Cover In Cheltenham
Are you looking for life cover in Cheltenham?
Our Chartered Financial Planners based in Cheltenham, are here to help you with all your Life cover and protection requirements.
Many of our clients initially believe that their life cover should predominantly cover the value of their Mortgage and nothing else, in most cases this is an oversight.
When you pass away your Mortgage liability should be covered by your protection policy. If you only cover your Mortgage liability and nothing else, then your partner will have to fund your household bills with their sole income, in many cases this won’t be possible.
Another thing to consider is that you are statistically far more likely to suffer from a long time illness (Critically ill) rather than pass away.
With statutory sick pay at only £95.85 per week for most individuals, your household income could severely fall and you would most likely be left with insufficient income to meet your household expenditure.
This is why we have created our very own protection review. This enables us to complete a thorough review of your protection requirements for not only life cover, your mortgage liability, and also income protection.
Many of our clients find that after having their protection review, that they can insure themselves for more than just their mortgage liability at little additional cost, whilst also having an income protection policy in place in case they are unable to work for a prolonged period of time.
Free Initial Consultation
If you would like to discuss your life cover requirements and further protection planning with one of our Chartered financial planners based in Cheltenham. Call our Cheltenham office on 0345 688 4939 or email us at [email protected], to book your free initial consultation.
We also have an enquiry form here if you would like to contact us this way.
Our team look forward to hearing from you and seeing how our advice can help you with your life cover and protection requirements.
“Following my recent annual meeting, I was very pleased to learn that my balanced portfolio has seen investment growth of 10.93% over the last year, even when taking my annual drawdown I was left with a healthy capital growth on top.
I feel that Howard Wright have managed my portfolio extremely well over recent years and i would certainly recommend them”
“Eleven years ago I retired and not being financially educated I was faced with what was the legal and financial implications in accessing my retirement fund. Initially it was panic stations with the plethora of options and pitfalls to overcome.
At this point I was introduced to the Howard Wright Organisation that was very local. My first meeting quickly unravelled the options available, and without any external pressure I was able to make my decision concerning a Draw Down Option.
Considering the volatile market and financial nightmares over these past 11 years my decision has been proved correct. They have protected my fund and allowed me to sleep at night by operating a brilliant flexible system that continually updates me, plus a brilliant start of year meeting so I can assess the way forward for any upcoming period.
We are so pleased with the outcome that when my wife retired she went along the same route”