Retirement Estate Planning In Cheltenham



Retirement Planning In Cheltenham

Looking for Estate Planning advice in Cheltenham?

Our dedicated team of Chartered financial planners, based in Cheltenham, are here to help you, with all your Estate Planning needs.

Over the years we have helped many families in Cheltenham and the Gloucestershire area, achieve their goal of successfully passing wealth through the generations as tax efficiently as possible

At Howard Wright our Estate Planning process, will review the following areas.


Often many people think that their spouse or next of kin will automatically inherit the whole of the Estate, in reality, this is not always the case. It may also be that even if this does happen, it is not how you would want your assets distributed.

By having a valid Will, you can decide what will happen to your assets in the event of your death. At Howard Wright, as part of our Estate Planning process we will review any existing Wills to establish if this still remains relevant. If it is no longer in keeping with your wishes or, if you have never had a Will our fully qualified Will Writers, will not only draft a will but also offer advice on how your wishes may impact other areas of your financial plan.

Powers of Attorney

Powers of Attorney are often overlooked, but are a crucial part of the estate planning process. A Powers of Attorney will allow you to select an individual or individuals to take your financial or medical decisions on your behalf should you not be able to do so, due to ill health, a life changing accident or the loss of mental capacity.

By having Powers of Attorney in place, this gives you peace of mind that should the worst happen to you, your chosen Attorney or Attorneys can manage your affairs on your behalf.

At Howard Wright as part of our Estate Planning process we will be able to advise on and draft the relevant documents for establishing your Powers of Attorneys.

Inheritance Tax Planning

Our Inheritance Tax Options report will provide you with an overview of your Inheritance Tax Liability today and in the future and illustrate the options for how you can look to mitigate this.

The Inheritance Tax Options report will;

  • Inform you of the allowances and exemptions you have available.
  • Provide considerations for redistributing assets.
  • Asses your ability to gift capital and how this would affect your other financial objectives.
  • Detail the different trusts available to you and the features of these.
  • Provide Life insurance quotations to provide your beneficiaries with capital to pay the Inheritance Tax liability without having to use the estates assets

    Free Initial Consultation

    To start your Estate Planning today, with one of our Chartered Financial Planners based in Cheltenham. You can call us on 0345 688 4939 or fill in our enquiry form below it only takes 20 seconds to complete.

    Once you have done this one of our Chartered Financial Planners will then contact you, as soon as possible to discuss our Estate Planning process. We look forward to hearing from you and seeing how we can help.


    “Gareth and the team have dealt with all of my families financial matters for many years now. The information is accurate, concise and easy to understand. I would not hesitate in recommending their service whole heartedly”

    “HW supported and advised us on all our pension, investment and inheritance concerns. As a result we completely changed direction. We couldn’t be happier”


    Contact our team in Cheltenham today

    Call Us

    Contact Us

    2 Court Mews
    268 London Road
    Charlton Kings
    GL52 6HS

    Howard Wright Enquiry Form

    Start planning your financial future today.

    Call us on

    0345 688 4939