by Tom Richards | Nov 17, 2025 | Protection
Running a business with partners or shareholders can be highly rewarding, but it also comes with unique risks. Conflicts, unexpected exits, or ownership disputes can disrupt operations and threaten the stability of your company. Without a clear plan in place, years of...
by Tom Richards | Nov 10, 2025 | Protection
Business succession planning is a critical consideration for any business owner. Without a clear strategy, unexpected events such as the death of a shareholder or partner can lead to disputes, financial strain, and disruption to operations. Two key tools that can...
by Tom Richards | Nov 3, 2025 | Protection
Directors and key employees are essential to the success of any business. Protecting them against unforeseen events such as death or critical illness is not only prudent but can also safeguard the financial stability of the company. One of the most effective ways to...
by Tom Richards | Sep 22, 2025 | Protection
A thriving business relies on its people. Directors, key employees, and senior managers often hold the knowledge, skills, and client relationships that are critical to a company’s ongoing success. But what happens if a key individual is unable to work due to illness...
by Tom Richards | Sep 15, 2025 | Protection
In today’s competitive business environment, attracting and retaining talented employees is a priority for all business owners. One of the most effective ways to achieve this is by offering group employee benefits, including life insurance, income protection, and...