by Ashley Smith | Feb 19, 2026 | HW Insights
You’ve been working with us at Howard Wright and find value in what we do, fantastic! Perhaps you’ve even thought, “My friend/colleague/family member could really use this kind of financial guidance.” But then the concern creeps in: how do you introduce someone to...
by Ashley Smith | Feb 12, 2026 | HW Insights
Money can be a tricky topic within families. Many of us were raised to think it’s private or even impolite to discuss finances. Yet, avoiding the subject can lead to misunderstandings, conflicts, or missed opportunities for mutual support and intergenerational...
by Ashley Smith | Feb 5, 2026 | HW Insights, Protection
You’ve worked hard and managed to build a comfortable nest egg. Unfortunately, that success can attract the wrong kind of attention: scammers and fraudsters. In the UK, fraudulent schemes have become increasingly sophisticated, and retirees or those with substantial...
by Ashley Smith | Jan 29, 2026 | HW Insights, Retirement
After decades of saving diligently, retirement flips the script, it’s time to spend what you’ve accumulated. You’d think that would be easy and fun (and it certainly can be), but many retirees find the transition tricky. The psychology of spending in retirement is...
by Ashley Smith | Jan 22, 2026 | HW Insights, Retirement
You’ve likely noticed prices going up over the years, that favourite café coffee or the weekly shop isn’t as cheap as it used to be. That gradual rise in the cost of living, known as inflation, can quietly erode the buying power of your money. In retirement planning,...
by Ashley Smith | Jan 6, 2026 | HW Insights
As we start a new year, we want to take a moment to express our heartfelt gratitude for your trust and partnership. Working with clients like you is the reason we do what we do, and your continued support means the world to us. We are also delighted to share some...