by Tom Richards | Mar 24, 2025 | Life Cover
When planning for retirement, one of the biggest decisions you’ll face is how to turn your pension savings into a reliable source of income. Two of the most common methods are annuities and drawdown, each option has unique benefits and drawbacks. In this blog, you’ll...
by Tom Richards | Mar 17, 2025 | Life Cover
Life insurance is a very important financial product that provides peace of mind and financial security for you and your loved ones should the worst happen. Choosing the right type of cover can be very confusing, especially with terms like “term assurance”...
by Tom Richards | Mar 10, 2025 | Pensions
Planning for retirement is crucial to secure your financial future and understanding the options available to you makes all the difference. When considering how to fund your retirement, two common options are the state pension and a personal pension. At Howard Wright...
by Tom Richards | Mar 3, 2025 | HW Insights
Running a successful business involves planning for the unexpected. Two vital tools that business owners often overlook are Key Man Insurance and Shareholder Protection. Both are designed to protect the future of your business, yet they serve very different purposes...
by Tom Richards | Feb 24, 2025 | HW Insights, Investments
When it comes to building a strong financial future, choosing the right investment vehicle is crucial. For individuals in the UK, SIPPs (Self-Invested Personal Pensions) and ISAs (Individual Savings Accounts) are two of the most popular options. Both offer unique...
by Tom Richards | Feb 17, 2025 | HW Insights
Financial planning is the key to building a secure and prosperous financial future. Whether you’re saving for a short-term goal or planning for long-term financial stability, understanding the difference between the two is essential. At Howard Wright Financial...
by Tom Richards | Feb 10, 2025 | HW Insights, Investments
Investing is an essential part of growing your wealth and securing a comfortable retirement. However, one of the key decisions investors face is whether to adopt an active or passive investment strategy or potentially both. Understanding the differences between these...
by Tom Richards | Feb 3, 2025 | Pensions
When it comes to pensions, the terms ‘Defined Benefit’ (DB) and ‘Defined Contribution’ (DC) frequently come up, often leaving people confused about which type of pension they have and how it impacts their retirement planning. At Howard Wright Chartered Financial...
by Tom Richards | Jan 27, 2025 | HW Insights
At Howard Wright Financial Planning, we firmly believe that clear and consistent communication is the cornerstone of a successful financial plan. It’s not just about setting up a plan, but about keeping our clients informed every step of the way. We understand that...
by Tom Richards | Jan 20, 2025 | Uncategorised
It is with deep sadness that we announce the passing of Mike Walker, a visionary leader and the founder of Howard Wright Ltd. Mike’s contributions to the company and his dedication to excellence leave an indelible mark on all who knew him. A Legacy of Dedication and...