How to Consolidate Your Old Pensions

How to Consolidate Your Old Pensions

In today’s article we are going to be discussing how to consolidate your old pensions. Very few of us have a job for life these days, with many of us moving through numerous roles and businesses as our careers progress. That means you’ll probably have several...
Should I Invest In a Pension?

Should I Invest In a Pension?

Should I invest in a pension? What tax relief do I get on a pension? Whats the Pension Annual Allowance? The topic of pensions can be very daunting and confusing. Whilst pensions may not be right for everyone, for most, they can be a very tax-efficient way of saving...
What is the Pension Annual Allowance?

What is the Pension Annual Allowance?

What is the Annual Allowance? What counts towards the Annual Allowance? Is the Annual Allowance available for multiple pensions? What happens if I exceed the Annual Allowance? What if I haven’t used all my Annual Allowance? Tapered Annual Allowance explained for...
Should I Invest In a Pension?

Pension Annual Allowance

What counts towards the annual allowance? What happens if I exceed the annual allowance? What if I haven’t used all my allowance? Tapered annual allowance for income over £260,600 from April 2023. Money Purchase annual allowance How can Howard Wright help me?...
What is the State Pension?

What is the State Pension?

What is the State Pension? Is the State Pension value for money? Should I top up my State Pension? Should I defer my State Pension?  It is our belief at Howard Wright that the state pension is a fundamental cornerstone of any retirement or financial plan. In...
What happens to my pension if I die?

What happens to my pension if I die?

What happens to my pension if I die before retirement? What happens to my pension if I die after retirement? Do I pay tax on my pension when I die? What happens to my pension if I die? This is one of the most common questions we receive when advising on pensions at...