by Ashley Smith | Dec 15, 2025 | Investments
Have you heard the good news for savers? From 1st December 2025, the amount of money protected if a UK bank, building society or credit union fails will increase from £85,000 to £120,000 per person, per institution. This change, announced by the Bank of England’s...
by Tom Richards | Feb 24, 2025 | HW Insights, Investments
When it comes to building a strong financial future, choosing the right investment vehicle is crucial. For individuals in the UK, SIPPs (Self-Invested Personal Pensions) and ISAs (Individual Savings Accounts) are two of the most popular options. Both offer unique...
by Tom Richards | Feb 10, 2025 | HW Insights, Investments
Investing is an essential part of growing your wealth and securing a comfortable retirement. However, one of the key decisions investors face is whether to adopt an active or passive investment strategy or potentially both. Understanding the differences between these...
by Tom Richards | Feb 4, 2024 | HW Insights, Investments, Pensions, Retirement
When you create a financial strategy, you often have medium- to long-term goals in mind. However, life is dynamic, and circumstances can change significantly over time. You may experience positive changes, such as landing a higher-paying job, upgrading to a more...
by Tom Richards | Jan 26, 2024 | HW Insights, Investments
Investing your hard-earned money is a journey filled with both opportunities and risks. Perhaps the only certainty in the world of investments is that their value will fluctuate, and sometimes unpredictably so. To navigate these turbulent waters successfully, careful...
by Tom Richards | Jan 19, 2024 | HW Insights, Investments
Investing is a smart and effective way to maximize your income and ensure that your money is working hard for you. However, despite its potential benefits, many individuals remain hesitant to start investing. A recent study by Lloyds Bank identified several reasons...
